/* ============================================================
   Zen Wealth — Main Stylesheet
   WCAG 2.1 AA compliant: contrast ratios ≥ 4.5:1 for normal text
   ============================================================ */

/* --- Reset & Base ----------------------------------------- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --navy:   #0B1F3A;
  --gold:   #B8860B;   /* AA-compliant gold on white: 5.9:1 */
  --gold-light: #F5E6C8;
  --white:  #FFFFFF;
  --off-white: #F8F9FA;
  --text:   #1A1A1A;
  --text-muted: #555555;
  --border: #CCCCCC;
  --success: #1B5E20;
  --warn-bg: #FFF8E1;
  --warn-border: #F9A825;
  --font: 'Segoe UI', Arial, sans-serif;
  --radius: 8px;
  --shadow: 0 2px 12px rgba(0,0,0,0.10);
  --max-w: 1100px;
}

html { font-size: 16px; scroll-behavior: smooth; }
body {
  font-family: var(--font);
  color: var(--text);
  background: var(--white);
  line-height: 1.6;
}

/* --- Skip Navigation (WCAG 2.4.1) ------------------------- */
.skip-link {
  position: absolute;
  top: -100%;
  left: 0;
  background: var(--navy);
  color: var(--white);
  padding: 12px 24px;
  font-weight: 700;
  z-index: 9999;
  text-decoration: none;
  border-radius: 0 0 var(--radius) 0;
}
.skip-link:focus { top: 0; }

/* --- Typography ------------------------------------------- */
h1 { font-size: clamp(1.8rem, 4vw, 2.6rem); line-height: 1.2; }
h2 { font-size: clamp(1.4rem, 3vw, 2rem);   line-height: 1.3; }
h3 { font-size: clamp(1.1rem, 2vw, 1.3rem); line-height: 1.4; }
h4 { font-size: 1rem; line-height: 1.5; }
p  { margin-bottom: 1rem; }
a  { color: var(--gold); text-decoration: underline; }
a:hover, a:focus { color: var(--navy); outline: 3px solid var(--gold); outline-offset: 2px; }

/* --- Layout Helpers --------------------------------------- */
.container { max-width: var(--max-w); margin: 0 auto; padding: 0 20px; }
.section    { padding: 64px 0; }
.section-alt { background: var(--off-white); }
.section-dark { background: var(--navy); color: var(--white); }
.section-dark h2, .section-dark h3 { color: var(--gold-light); }
.section-dark a { color: var(--gold-light); }
.section-dark p, .section-dark li { color: #E0E0E0; }

.section-header { text-align: center; margin-bottom: 48px; }
.section-header h2 { color: var(--navy); margin-bottom: 12px; }
.section-header p  { color: var(--text-muted); max-width: 640px; margin: 0 auto; }

.grid-2 { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 32px; }
.grid-3 { display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: 28px; }
.grid-4 { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 24px; }

/* --- Header / Nav ----------------------------------------- */
.site-header {
  background: var(--navy);
  position: sticky;
  top: 0;
  z-index: 100;
  box-shadow: 0 2px 8px rgba(0,0,0,0.3);
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 20px;
  max-width: var(--max-w);
  margin: 0 auto;
}
.logo { display: flex; align-items: center; gap: 12px; text-decoration: none; }
.logo-text { color: var(--white); font-size: 1.4rem; font-weight: 700; letter-spacing: 0.02em; }
.logo-text span { color: var(--gold-light); }

nav[aria-label="Main navigation"] ul {
  list-style: none;
  display: flex;
  gap: 8px;
  align-items: center;
  flex-wrap: wrap;
}
nav[aria-label="Main navigation"] a {
  color: #DDDDDD;
  text-decoration: none;
  padding: 8px 14px;
  border-radius: var(--radius);
  font-size: 0.92rem;
  font-weight: 500;
  white-space: nowrap;
}
nav[aria-label="Main navigation"] a:hover,
nav[aria-label="Main navigation"] a:focus,
nav[aria-label="Main navigation"] a[aria-current="page"] {
  color: var(--white);
  background: rgba(255,255,255,0.12);
  outline: none;
}
nav[aria-label="Main navigation"] a:focus-visible {
  outline: 3px solid var(--gold-light);
  outline-offset: 2px;
}
.btn-cta {
  background: var(--gold);
  color: var(--navy) !important;
  font-weight: 700 !important;
  padding: 10px 20px !important;
  border-radius: var(--radius) !important;
}
.btn-cta:hover, .btn-cta:focus { background: #9A7209 !important; color: var(--white) !important; }

/* Mobile nav toggle */
.nav-toggle {
  display: none;
  background: none;
  border: 2px solid var(--gold-light);
  color: var(--white);
  padding: 8px 12px;
  border-radius: var(--radius);
  cursor: pointer;
  font-size: 1.2rem;
}
@media (max-width: 768px) {
  .nav-toggle { display: block; }
  nav[aria-label="Main navigation"] { width: 100%; }
  nav[aria-label="Main navigation"] ul {
    display: none;
    flex-direction: column;
    align-items: flex-start;
    padding: 12px 0 16px;
    gap: 4px;
  }
  nav[aria-label="Main navigation"] ul.open { display: flex; }
  .header-inner { flex-wrap: wrap; gap: 10px; }
}

/* --- Hero --------------------------------------------- */
.hero {
  background: linear-gradient(135deg, var(--navy) 0%, #1A3A5C 100%);
  color: var(--white);
  padding: 80px 0 72px;
  text-align: center;
}
.hero h1 { color: var(--white); margin-bottom: 20px; }
.hero h1 span { color: var(--gold-light); }
.hero p { color: #CCDDEE; font-size: 1.08rem; max-width: 700px; margin: 0 auto 12px; line-height: 1.75; }
.hero-badge {
  display: inline-flex;
  gap: 20px;
  flex-wrap: wrap;
  justify-content: center;
  margin-bottom: 36px;
}
.hero-badge span {
  background: rgba(255,255,255,0.1);
  border: 1px solid rgba(255,255,255,0.25);
  color: var(--gold-light);
  padding: 6px 14px;
  border-radius: 20px;
  font-size: 0.85rem;
  font-weight: 600;
}
/* --- Hero Credential Chips -------------------------------- */
.cred-bar {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin: 36px 0 36px;
  justify-content: center;
}
.cred-chip {
  display: flex;
  align-items: center;
  gap: 10px;
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(245,230,200,0.22);
  border-radius: 50px;
  padding: 10px 20px 10px 14px;
  backdrop-filter: blur(6px);
  -webkit-backdrop-filter: blur(6px);
  transition: background 0.2s, border-color 0.2s;
}
.cred-chip:hover {
  background: rgba(255,255,255,0.13);
  border-color: rgba(245,230,200,0.4);
}
.cred-icon {
  font-size: 1.25rem;
  line-height: 1;
  flex-shrink: 0;
}
.cred-text {
  display: flex;
  flex-direction: column;
  gap: 1px;
}
.cred-text strong {
  display: block;
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--gold-light);
  line-height: 1.2;
  letter-spacing: 0.01em;
}
.cred-text span {
  display: block;
  font-size: 0.72rem;
  color: #AABBCC;
  line-height: 1.3;
}
@media (max-width: 640px) {
  .cred-bar { gap: 8px; }
  .cred-chip { padding: 8px 14px 8px 12px; }
  .cred-text strong { font-size: 0.78rem; }
  .cred-text span { font-size: 0.68rem; }
}
@media (max-width: 420px) {
  .cred-chip { flex: 1 1 calc(50% - 4px); border-radius: 12px; }
}

/* --- Hero h1 size boost ----------------------------------- */
.hero h1 {
  font-size: clamp(2rem, 4.5vw, 3rem);
  line-height: 1.18;
  margin-bottom: 20px;
}

.btn {
  display: inline-block;
  padding: 14px 32px;
  border-radius: var(--radius);
  font-weight: 700;
  text-decoration: none;
  font-size: 1rem;
  transition: background 0.2s, color 0.2s;
  cursor: pointer;
}
.btn-primary { background: var(--gold); color: var(--navy); }
.btn-primary:hover, .btn-primary:focus { background: #9A7209; color: var(--white); outline: 3px solid var(--gold-light); }
.btn-secondary { background: transparent; color: var(--white); border: 2px solid var(--white); margin-left: 16px; }
.btn-secondary:hover, .btn-secondary:focus { background: var(--white); color: var(--navy); outline: 3px solid var(--gold-light); }

/* --- Warning Bar ------------------------------------------ */
.sebi-warning {
  background: var(--warn-bg);
  border-top: 3px solid var(--warn-border);
  border-bottom: 3px solid var(--warn-border);
  padding: 14px 20px;
  text-align: center;
}
.sebi-warning p {
  font-size: 0.82rem;
  color: #5D4037;
  margin: 0;
  line-height: 1.5;
}
.sebi-warning strong { color: #3E2723; }

/* --- Cards ------------------------------------------------ */
.card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 28px;
  box-shadow: var(--shadow);
}
.card h3 { color: var(--navy); margin-bottom: 12px; }
.card p  { color: var(--text-muted); margin-bottom: 0; }
.card-icon {
  width: 48px; height: 48px;
  background: var(--gold-light);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 16px;
  font-size: 1.4rem;
}

/* --- Services --------------------------------------------- */
.service-list { list-style: none; padding: 0; }
.service-list li {
  padding: 8px 0 8px 24px;
  position: relative;
  color: var(--text-muted);
  border-bottom: 1px solid #F0F0F0;
}
.service-list li:last-child { border-bottom: none; }
.service-list li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--gold);
  font-weight: 700;
}

/* --- How We Work ------------------------------------------ */
.process-steps { counter-reset: steps; }
.step {
  display: grid;
  grid-template-columns: 60px 1fr;
  gap: 20px;
  margin-bottom: 32px;
  align-items: start;
}
.step-num {
  width: 52px; height: 52px;
  background: var(--navy);
  color: var(--white);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.3rem;
  font-weight: 700;
  flex-shrink: 0;
}
.step-content h3 { color: var(--navy); margin-bottom: 6px; }
.step-content p { color: var(--text-muted); margin: 0; }

/* --- Pricing --------------------------------------------- */
.pricing-card {
  background: var(--navy);
  color: var(--white);
  border-radius: var(--radius);
  padding: 40px;
  text-align: center;
  max-width: 480px;
  margin: 0 auto;
  box-shadow: 0 4px 24px rgba(11,31,58,0.25);
}
.pricing-card h3 { color: var(--gold-light); font-size: 1.1rem; margin-bottom: 8px; text-transform: uppercase; letter-spacing: 0.1em; }
.price { font-size: 3rem; font-weight: 700; color: var(--white); line-height: 1; margin: 16px 0 4px; }
.price span { font-size: 1rem; font-weight: 400; color: #AABBCC; }
.pricing-features { list-style: none; padding: 0; margin: 24px 0; text-align: left; }
.pricing-features li { padding: 10px 0 10px 28px; position: relative; color: #CCDDEE; border-bottom: 1px solid rgba(255,255,255,0.1); }
.pricing-features li:last-child { border-bottom: none; }
.pricing-features li::before { content: '✓'; position: absolute; left: 0; color: var(--gold-light); font-weight: 700; }
.pricing-note { font-size: 0.82rem; color: #99AABC; margin-top: 20px; }

/* --- About ------------------------------------------------ */
.founder-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 32px;
  box-shadow: var(--shadow);
}
.founder-card h3 { color: var(--navy); font-size: 1.4rem; margin-bottom: 4px; }
.founder-title { color: var(--gold); font-weight: 600; margin-bottom: 16px; font-size: 0.9rem; }
.reg-chips { display: flex; flex-wrap: wrap; gap: 8px; margin: 16px 0; }
.reg-chip {
  background: var(--navy);
  color: var(--white);
  padding: 5px 12px;
  border-radius: 20px;
  font-size: 0.78rem;
  font-weight: 600;
}

/* --- Disclosures ------------------------------------------ */
.disclosure-table {
  width: 100%;
  border-collapse: collapse;
  margin: 16px 0 32px;
  font-size: 0.9rem;
}
.disclosure-table th {
  background: var(--navy);
  color: var(--white);
  padding: 12px 16px;
  text-align: left;
  font-weight: 600;
}
.disclosure-table td {
  padding: 10px 16px;
  border-bottom: 1px solid var(--border);
  vertical-align: top;
}
.disclosure-table tr:nth-child(even) td { background: var(--off-white); }
.disclosure-table tr:hover td { background: var(--gold-light); }

.complaints-table { font-size: 0.85rem; }
.complaints-table th { background: #1A3A5C; }

/* --- Contact Form ----------------------------------------- */
.contact-form { max-width: 600px; }
.form-group { margin-bottom: 20px; }
label { display: block; font-weight: 600; margin-bottom: 6px; color: var(--navy); font-size: 0.9rem; }
input[type="text"],
input[type="email"],
input[type="tel"],
textarea,
select {
  width: 100%;
  padding: 12px 16px;
  border: 2px solid var(--border);
  border-radius: var(--radius);
  font-family: var(--font);
  font-size: 1rem;
  color: var(--text);
  background: var(--white);
  transition: border-color 0.2s;
}
input:focus, textarea:focus, select:focus {
  border-color: var(--navy);
  outline: 3px solid rgba(11,31,58,0.3);
  outline-offset: 2px;
}
textarea { min-height: 120px; resize: vertical; }
.form-submit {
  background: var(--navy);
  color: var(--white);
  border: none;
  padding: 14px 32px;
  border-radius: var(--radius);
  font-size: 1rem;
  font-weight: 700;
  cursor: pointer;
  font-family: var(--font);
}
.form-submit:hover, .form-submit:focus {
  background: #1A3A5C;
  outline: 3px solid var(--gold);
  outline-offset: 2px;
}
.required { color: #C62828; }

/* --- Resources -------------------------------------------- */
.resource-card {
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 24px;
  display: flex;
  align-items: flex-start;
  gap: 16px;
  text-decoration: none;
  color: var(--text);
  transition: box-shadow 0.2s, border-color 0.2s;
}
.resource-card:hover, .resource-card:focus {
  box-shadow: 0 4px 16px rgba(11,31,58,0.15);
  border-color: var(--navy);
  outline: 3px solid var(--gold);
  outline-offset: 2px;
  color: var(--text);
}
.resource-icon { font-size: 2rem; flex-shrink: 0; }
.resource-card h3 { color: var(--navy); margin-bottom: 4px; font-size: 1rem; }
.resource-card p { color: var(--text-muted); font-size: 0.88rem; margin: 0; }

/* --- Footer ----------------------------------------------- */
.site-footer {
  background: var(--navy);
  color: #AABBCC;
  padding: 48px 0 24px;
}
.footer-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 36px;
  margin-bottom: 40px;
}
.footer-col h4 { color: var(--gold-light); margin-bottom: 16px; font-size: 0.85rem; text-transform: uppercase; letter-spacing: 0.1em; }
.footer-col ul { list-style: none; }
.footer-col ul li { margin-bottom: 8px; }
.footer-col ul a { color: #AABBCC; text-decoration: none; font-size: 0.9rem; }
.footer-col ul a:hover, .footer-col ul a:focus { color: var(--white); outline: 2px solid var(--gold-light); outline-offset: 2px; }
.footer-col p { font-size: 0.88rem; line-height: 1.7; }
.social-links { display: flex; gap: 12px; flex-wrap: wrap; margin-top: 12px; }
.social-links a {
  display: flex; align-items: center; justify-content: center;
  width: 38px; height: 38px;
  border-radius: 50%;
  border: 1px solid rgba(255,255,255,0.25);
  color: #AABBCC;
  text-decoration: none;
  font-size: 0.8rem;
  font-weight: 600;
  transition: background 0.2s;
}
.social-links a:hover, .social-links a:focus {
  background: rgba(255,255,255,0.1);
  color: var(--white);
  outline: 2px solid var(--gold-light);
}
.footer-divider { border-top: 1px solid rgba(255,255,255,0.1); padding-top: 24px; }
.footer-bottom {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  font-size: 0.8rem;
}
.footer-legal { color: #8899AA; }
.footer-warning {
  background: rgba(249,168,37,0.1);
  border: 1px solid rgba(249,168,37,0.3);
  border-radius: var(--radius);
  padding: 16px;
  margin-top: 24px;
  font-size: 0.78rem;
  color: #CCBBAA;
  line-height: 1.6;
}

/* --- Investor Charter ------------------------------------- */
.charter-section { margin-bottom: 36px; }
.charter-section h3 { color: var(--navy); border-bottom: 2px solid var(--gold-light); padding-bottom: 8px; margin-bottom: 16px; }
.charter-list { padding-left: 24px; }
.charter-list li { margin-bottom: 8px; color: var(--text-muted); }

/* --- Accessibility ---------------------------------------- */
:focus-visible { outline: 3px solid var(--gold); outline-offset: 3px; }
.visually-hidden {
  position: absolute;
  width: 1px; height: 1px;
  overflow: hidden;
  clip: rect(0,0,0,0);
  white-space: nowrap;
}

/* --- Responsive ------------------------------------------- */
@media (max-width: 600px) {
  .section { padding: 44px 0; }
  .hero { padding: 56px 0 48px; }
  .btn-secondary { margin-left: 0; margin-top: 12px; }
  .hero-cta { display: flex; flex-direction: column; align-items: center; gap: 12px; }
  .step { grid-template-columns: 44px 1fr; gap: 14px; }
  .pricing-card { padding: 28px 20px; }
  .disclosure-table { font-size: 0.78rem; }
  .disclosure-table th, .disclosure-table td { padding: 8px 10px; }
}

@media (max-width: 400px) {
  .hero-badge { flex-direction: column; align-items: center; }
}

/* --- Service Feature Chips -------------------------------- */
.service-chips { display:flex; flex-wrap:wrap; gap:8px; margin:16px 0 24px; }
.service-chip {
  background:var(--gold-light);
  color:var(--navy);
  padding:5px 13px;
  border-radius:20px;
  font-size:0.8rem;
  font-weight:600;
  border:1px solid rgba(184,134,11,0.25);
}
.service-card-big {
  background:var(--white);
  border:1px solid var(--border);
  border-radius:var(--radius);
  padding:36px 32px;
  box-shadow:var(--shadow);
}
.service-card-big .svc-icon {
  width:64px; height:64px;
  border-radius:var(--radius);
  display:flex; align-items:center; justify-content:center;
  font-size:1.8rem;
  margin-bottom:20px;
}
.service-card-big h3 { color:var(--navy); font-size:1.25rem; margin-bottom:10px; }
.service-card-big > p { color:var(--text-muted); font-size:0.95rem; margin-bottom:0; }

/* --- Horizontal Process Steps ----------------------------- */
.process-h {
  display:grid;
  grid-template-columns:repeat(5,1fr);
  gap:0;
  position:relative;
  margin-top:40px;
}
.process-h::before {
  content:'';
  position:absolute;
  top:23px;
  left:calc(10% + 4px);
  right:calc(10% + 4px);
  height:2px;
  background:linear-gradient(90deg, var(--gold-light), var(--gold), var(--gold-light));
  z-index:0;
}
.ph-step { text-align:center; padding:0 8px; position:relative; z-index:1; }
.ph-num {
  width:48px; height:48px;
  background:var(--navy);
  color:var(--white);
  border-radius:50%;
  display:flex; align-items:center; justify-content:center;
  font-size:1.05rem; font-weight:700;
  margin:0 auto 14px;
  border:3px solid var(--gold);
  position:relative; z-index:2;
}
.ph-step h3 { color:var(--navy); font-size:0.88rem; font-weight:700; margin-bottom:6px; }
.ph-step p { color:var(--text-muted); font-size:0.78rem; margin:0; line-height:1.45; }
.ph-icon { font-size:1.3rem; display:block; margin-bottom:10px; }
@media (max-width:700px) {
  .process-h { grid-template-columns:1fr; gap:0; }
  .process-h::before { display:none; }
  .ph-step {
    display:grid;
    grid-template-columns:48px 1fr;
    gap:16px;
    text-align:left;
    margin-bottom:20px;
    align-items:start;
  }
  .ph-num { margin:0; }
  .ph-icon { display:none; }
}

/* --- Fee-Only vs Commission Comparison -------------------- */
.compare-wrap { overflow-x:auto; margin-top:12px; border-radius:var(--radius); box-shadow:var(--shadow); }
.compare-table { width:100%; border-collapse:collapse; min-width:480px; }
.compare-table th {
  padding:16px 20px;
  font-size:0.9rem;
  font-weight:700;
}
.compare-table th:first-child {
  background:var(--off-white);
  color:var(--navy);
  text-align:left;
  width:38%;
}
.compare-table .th-bad { background:#FFEBEE; color:#B71C1C; text-align:center; border-left:2px solid #FFCDD2; }
.compare-table .th-good { background:var(--navy); color:var(--gold-light); text-align:center; border-left:2px solid var(--gold); }
.compare-table td { padding:13px 20px; border-bottom:1px solid var(--border); font-size:0.88rem; vertical-align:middle; }
.compare-table td:first-child { font-weight:600; color:var(--navy); background:var(--off-white); }
.compare-table td:nth-child(2) { text-align:center; color:#C62828; border-left:2px solid #FFCDD2; background:#FFF8F8; }
.compare-table td:nth-child(3) { text-align:center; font-weight:700; color:#1B5E20; border-left:2px solid var(--gold); background:#F1F8E9; }
.compare-table tr:last-child td { border-bottom:none; }

/* --- Why Choose Cards (dark bg) --------------------------- */
.why-card {
  padding:28px 24px;
  border-radius:var(--radius);
  background:rgba(255,255,255,0.06);
  border:1px solid rgba(255,255,255,0.12);
  transition:background 0.2s, transform 0.15s;
}
.why-card:hover { background:rgba(255,255,255,0.11); transform:translateY(-2px); }
.why-icon { font-size:2rem; display:block; margin-bottom:14px; }
.why-card h3 { color:var(--gold-light); margin-bottom:8px; font-size:1rem; }
.why-card p { color:#CCDDEE; margin:0; font-size:0.88rem; line-height:1.65; }

/* --- Who We Serve Cards ----------------------------------- */
.serve-grid { display:grid; grid-template-columns:repeat(auto-fit,minmax(280px,1fr)); gap:24px; }
.serve-card {
  background:var(--white);
  border:1px solid var(--border);
  border-radius:var(--radius);
  padding:24px;
  box-shadow:var(--shadow);
  display:flex;
  gap:18px;
  align-items:flex-start;
  transition:box-shadow 0.2s, transform 0.15s;
}
.serve-card:hover { box-shadow:0 6px 24px rgba(11,31,58,0.14); transform:translateY(-2px); }
.serve-icon {
  font-size:1.6rem;
  width:52px; height:52px;
  background:var(--gold-light);
  border-radius:var(--radius);
  display:flex; align-items:center; justify-content:center;
  flex-shrink:0;
}
.serve-card h3 { color:var(--navy); font-size:1rem; margin-bottom:6px; }
.serve-card p { color:var(--text-muted); margin:0; font-size:0.88rem; line-height:1.6; }
.serve-tag {
  display:inline-block;
  margin-top:10px;
  font-size:0.75rem;
  font-weight:700;
  color:var(--gold);
  background:rgba(184,134,11,0.1);
  padding:3px 10px;
  border-radius:10px;
}

/* --- Founder Split ---------------------------------------- */
.founder-split {
  display:grid;
  grid-template-columns:1fr 2fr;
  gap:40px;
  align-items:center;
  max-width:800px;
  margin:0 auto;
}
.founder-avatar {
  background:linear-gradient(135deg,var(--navy),#1A3A5C);
  border-radius:var(--radius);
  aspect-ratio:1;
  display:flex;
  flex-direction:column;
  align-items:center;
  justify-content:center;
  gap:8px;
  color:var(--gold-light);
  font-size:4rem;
  box-shadow:0 8px 32px rgba(11,31,58,0.25);
}
.founder-avatar span { font-size:0.8rem; font-weight:600; letter-spacing:0.05em; color:#AABBCC; }
.founder-stats {
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:12px;
  margin:20px 0;
}
.founder-stat-box {
  background:var(--off-white);
  border:1px solid var(--border);
  border-radius:var(--radius);
  padding:14px 16px;
  text-align:center;
}
.founder-stat-box strong { display:block; font-size:1.5rem; color:var(--navy); font-weight:800; line-height:1.1; }
.founder-stat-box span { font-size:0.75rem; color:var(--text-muted); margin-top:3px; display:block; line-height:1.3; }
@media (max-width:600px) {
  .founder-split { grid-template-columns:1fr; }
  .founder-avatar { aspect-ratio:auto; padding:28px; font-size:3rem; }
}

/* --- Image Sections --------------------------------------- */
.visual-pillars { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 0; }
.visual-pillar {
  position: relative;
  overflow: hidden;
  aspect-ratio: 4/3;
}
.visual-pillar img {
  width: 100%; height: 100%;
  object-fit: cover;
  display: block;
  transition: transform 0.5s ease;
}
.visual-pillar:hover img { transform: scale(1.05); }
.visual-pillar-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(to top, rgba(11,31,58,0.88) 0%, rgba(11,31,58,0.35) 55%, transparent 100%);
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
  padding: 28px 24px;
  transition: background 0.3s;
}
.visual-pillar:hover .visual-pillar-overlay {
  background: linear-gradient(to top, rgba(11,31,58,0.95) 0%, rgba(11,31,58,0.55) 55%, rgba(11,31,58,0.1) 100%);
}
.visual-pillar-overlay h3 { color: var(--gold-light); font-size: 1.3rem; margin-bottom: 8px; }
.visual-pillar-overlay p { color: #CCDDEE; font-size: 0.9rem; margin: 0; line-height: 1.5; }
.visual-pillar-num {
  display: inline-block;
  width: 36px; height: 36px;
  background: var(--gold);
  color: var(--navy);
  border-radius: 50%;
  font-weight: 700;
  font-size: 1rem;
  text-align: center;
  line-height: 36px;
  margin-bottom: 10px;
}

.section-feature-img {
  width: 100%;
  aspect-ratio: 16/5;
  object-fit: cover;
  border-radius: var(--radius);
  display: block;
  margin-bottom: 40px;
  box-shadow: var(--shadow);
}

.hero-split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: center;
  text-align: left;
}
.hero-split .hero-img-wrap {
  border-radius: var(--radius);
  overflow: hidden;
  aspect-ratio: 4/3;
  box-shadow: 0 8px 40px rgba(0,0,0,0.4);
}
.hero-split .hero-img-wrap img {
  width: 100%; height: 100%;
  object-fit: cover;
  display: block;
}
@media (max-width: 768px) {
  .hero-split { grid-template-columns: 1fr; gap: 28px; }
  .hero-split .hero-img-wrap { aspect-ratio: 16/9; }
  .section-feature-img { aspect-ratio: 16/7; }
  .visual-pillars { grid-template-columns: 1fr; }
  .visual-pillar { aspect-ratio: 16/9; }
}

/* --- FAQ Accordion ---------------------------------------- */
.faq-item {
  border: 1px solid var(--border);
  border-radius: var(--radius);
  margin-bottom: 10px;
  overflow: hidden;
}
.faq-question {
  width: 100%;
  text-align: left;
  background: var(--white);
  border: none;
  padding: 18px 52px 18px 20px;
  font-size: 1rem;
  font-weight: 600;
  color: var(--navy);
  cursor: pointer;
  position: relative;
  font-family: var(--font);
  line-height: 1.4;
  transition: background 0.2s;
}
.faq-question::after {
  content: '+';
  position: absolute;
  right: 20px;
  top: 50%;
  transform: translateY(-50%);
  font-size: 1.5rem;
  font-weight: 400;
  color: var(--gold);
  line-height: 1;
}
.faq-question[aria-expanded="true"] { background: var(--off-white); }
.faq-question[aria-expanded="true"]::after { content: '−'; }
.faq-question:hover, .faq-question:focus-visible {
  background: var(--off-white);
  outline: 3px solid var(--gold);
  outline-offset: -3px;
}
.faq-answer {
  display: none;
  padding: 14px 20px 18px;
  color: var(--text-muted);
  border-top: 1px solid var(--border);
  background: var(--off-white);
  line-height: 1.7;
}
.faq-answer.open { display: block; }
.faq-answer p { margin-bottom: 0; }

/* --- Social Media Cards ----------------------------------- */
.social-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(160px, 1fr));
  gap: 20px;
}
.social-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  padding: 28px 16px;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  text-decoration: none;
  color: var(--text);
  background: var(--white);
  transition: box-shadow 0.2s, border-color 0.2s, transform 0.15s;
  box-shadow: var(--shadow);
}
.social-card:hover, .social-card:focus {
  box-shadow: 0 6px 24px rgba(11,31,58,0.18);
  transform: translateY(-3px);
  color: var(--text);
  outline: 3px solid var(--gold);
  outline-offset: 2px;
}
.social-card-icon {
  width: 52px; height: 52px;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 14px;
  flex-shrink: 0;
}
.social-card h3 { color: var(--navy); font-size: 0.95rem; margin-bottom: 4px; }
.social-card p { color: var(--text-muted); font-size: 0.82rem; margin: 0 0 6px; }
.social-card-handle { font-size: 0.78rem; color: var(--gold); font-weight: 600; }

/* --- WhatsApp Floating Button ----------------------------- */
.wa-float {
  position: fixed;
  bottom: 28px;
  right: 28px;
  width: 56px; height: 56px;
  background: #25D366;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  box-shadow: 0 4px 16px rgba(0,0,0,0.28);
  z-index: 999;
  text-decoration: none;
  transition: background 0.2s, transform 0.15s;
  color: var(--white);
  font-size: 1.5rem;
}
.wa-float:hover, .wa-float:focus {
  background: #1DA851;
  transform: scale(1.1);
  color: var(--white);
  outline: 3px solid var(--white);
  outline-offset: 2px;
}
.wa-tooltip {
  position: absolute;
  right: 64px;
  background: var(--navy);
  color: var(--white);
  padding: 7px 13px;
  border-radius: var(--radius);
  font-size: 0.8rem;
  font-family: var(--font);
  white-space: nowrap;
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.2s;
  top: 50%;
  transform: translateY(-50%);
}
.wa-float:hover .wa-tooltip,
.wa-float:focus .wa-tooltip { opacity: 1; }

/* --- Contact Licence Blocks ------------------------------- */
.licence-block {
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 18px 20px;
  margin-bottom: 16px;
  background: var(--white);
}
.licence-block .licence-badge {
  display: inline-block;
  background: var(--navy);
  color: var(--white);
  font-size: 0.75rem;
  font-weight: 700;
  padding: 3px 10px;
  border-radius: 12px;
  margin-bottom: 10px;
  letter-spacing: 0.05em;
}
.licence-block p { margin: 0; }
.licence-block a { color: var(--gold); }