Privacy Notice
How Zen Wealth collects, uses and keeps the personal data you give us through www.zenwealth.ai. This notice is given under the Digital Personal Data Protection Act, 2023 and the Digital Personal Data Protection Rules, 2025.
Who is responsible for your data
Milan Kumar Sahu, trading as Zen Wealth, is the Data Fiduciary for the data described here. Zen Wealth holds two separate SEBI registrations, and your data is handled under the one your enquiry relates to:
- Research Analyst (research services and the client portal's free account) — milankumarsahu@zenwealth.ai
- Investment Adviser (personalised advice and the Risk Profiling Questionnaire) — milansahuiara@gmail.com
Write to either address about anything in this notice. Registration details are on the SEBI Registrations page.
What we collect, and why
| Where | Data | Why we need it |
|---|---|---|
| Contact form | First name, last name (optional), email address, phone number (optional), the subject you choose and your message | To reply to your enquiry, and only for that enquiry. |
| Risk Profiling Questionnaire | Full name, email, phone, age bracket, occupation, annual income, dependants, goals, investment horizon, existing investments, amounts available to invest, and your answers on risk and experience | To assess your risk profile before any personalised advice, as SEBI requires of an Investment Adviser. It is never used for anything else. |
| Every page | Your IP address and browser details, in the web host's server logs | To deliver the pages and protect the site from abuse. |
We do not ask on this website for PAN, Aadhaar, bank details or account passwords, and you should not send them through the forms. This website sets no cookies and uses no advertising or analytics tools. Your data is never sold, and never used for marketing without your separate consent.
Who else sees it
Only Zen Wealth, and the service provider that hosts this website and receives form submissions on our behalf (Netlify, Inc.), acting on our instructions. Netlify may store this data on servers outside India. We disclose data to SEBI, BSE or another authority only where the law requires it.
How long we keep it
- If you do not become a client — your form submissions are deleted within 12 months of your last message to us, or sooner if you ask.
- If you become a client — SEBI requires us to keep records of our interactions with you, including your risk profile, for five years. They are deleted after that period ends.
Your rights
- Withdraw consent at any time — write to the address above. We stop using your data at once. Withdrawing does not undo anything done lawfully before it.
- See what we hold — ask, and we will send you a summary.
- Correct or erase — ask, and we will do it, except for records SEBI requires us to keep for five years.
- Nominate someone to exercise these rights if you die or become unable to — write to the address above.
If you have a free account on the Zen Wealth client portal, the portal's own privacy notice also applies, and its "Your data" page lets you see your data and withdraw consent in one step.
Complaints
Write first to the address above; we reply within 21 days. If you are not satisfied, you may complain to the Data Protection Board of India.
Security and changes
Form submissions are sent over an encrypted connection and can be seen only by Zen Wealth. A personal-data breach affecting you will be reported to you and to the Data Protection Board without undue delay.
If this notice changes, the new version and its date are shown here. A change in what we collect or why is never applied to you without asking for your consent again.
Last updated: October 2026